PERSONAL

CHECKING ACCOUNTS

No checking account is one-size-fits-all. That’s why our options aren’t only built for the way you live your life, but also for the Philadelphia sports fan in all of us.

GREAT EVERYDAY CHECKING ACCOUNT | WITH VISA® DEBIT CARD

GREAT EVERYDAY CHECKING ACCOUNT | WITH VISA® DEBIT CARD

FirstPay Checking
Everyday checking account for what life brings

Terms of the Retail Account Agreement apply.
View Disclosures

Everyday checking account for what life brings
FEATURED BENEFITS
Visa® debit card
Visa® debit card
ATM Icon
Access your cash from any ATM†
Online and mobile platform makes banking easy
Bill Pay and Online Statements
$10
MONTHLY MAINTENANCE FEE
View Ways to Avoid Fees

Maintain a $500
minimum daily
balance

or
Monthly direct
deposit

or
• 10 debit
transactions

or
5 online bill
payments

Terms of the Retail Account Agreement apply.
View Disclosures

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS

35,000 BONUS REWARD POINTS | WHEN YOU SPEND $350 WITHIN 60 DAYS†

Eagles FirstPay Checking
Great everyday checking built for Eagles fans

Earn 35,000 bonus reward points when cardholder makes debit card purchases totaling $350 or more within 60 days of new account opening. Terms of the Retail Account Agreement apply. View disclosures.

Great everyday checking built for Eagles fans
FEATURED BENEFITS
Kelly Green, plastic Eagles-branded debit card
Kelly green, plastic Eagles-branded debit card
20% Discount at Eagles online & in-stadium shop
Earn points: 1 Point for every $4 in purchases
Online and mobile platform makes banking easy
Bill Pay and Online Statements
$10
MONTHLY MAINTENANCE FEE
View Ways to Avoid Fees

Maintain a $500
minimum daily
balance

or
Monthly direct
deposit

or
• 10 debit
transactions

or
5 online bill
payments

Earn 35,000 bonus reward points when cardholder makes debit card purchases totaling $350 or more within 60 days of new account opening. Terms of the Retail Account Agreement apply. View disclosures.

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS

PERFECT FOR THOSE WHO NEED MORE | FREE CHECKS AND OTHER GREAT PERKS

PERFECT FOR THOSE WHO NEED MORE | FREE CHECKS AND OTHER GREAT PERKS

FirstPay Premier Checking
Best-in-class checking account

Terms of the Retail Account Agreement apply.
View Disclosures

Best-in-class checking account
FEATURED BENEFITS
Visa® debit card
Black Visa® debit card
ATM Icon
ATM rebates up to $12 per month†
Online and mobile platform makes banking easy
Free Checks
Free checks†
Earn from 0.05% to 0.10% APY†
$25
MONTHLY MAINTENANCE FEE
View Ways to Avoid Fees

• Maintain a $5,000 minimum combined deposit account balance

or

• $50,000 Consumer loan and line of credit balances

Terms of the Retail Account Agreement apply.
View Disclosures

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS

50,000 BONUS REWARD POINTS | WHEN YOU SPEND $500 WITHIN 60 DAYS†

50,000 BONUS REWARD POINTS | WHEN YOU SPEND $500 WITHIN 60 DAYS†

Eagles FirstPay Premier Checking
Perfect for fans who need more from their account

Earn 50,000 bonus reward points when cardholder makes debit card purchases totaling $500 or more within 60 days of new account opening. Terms of the Retail Account Agreement apply. View disclosures.

Perfect for fans who need more from their account
FEATURED BENEFITS
Black, metal Eagles-branded debit card
Black, metal Eagles-branded debit card
20% Discount at Eagles online & in-stadium shop
Earn points: 1 Point for every $3 in purchases
Eagles-Check-Icon
Free Eagles-branded checks
ATM Symbol
ATM fee rebates up to $12 per month†
Earn from 0.05 to 0.10 APY†
$25
MONTHLY MAINTENANCE FEE
View Ways to Avoid Fees

• Maintain a $5,000 minimum combined deposit account balance

or

• $50,000 Consumer loan and line of credit balances

Earn 50,000 bonus reward points when cardholder makes debit card purchases totaling $500 or more within 60 days of new account opening. Terms of the Retail Account Agreement apply. View disclosures.

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS

USE YOUR MONEY, YOUR WAY | WITH VISA® DEBIT CARD

USE YOUR MONEY, YOUR WAY | WITH VISA® DEBIT CARD

FirstPay Prosper Checking
Smarter spending starts here

Terms of the Retail Account Agreement apply.
View Disclosures

Smarter spending starts here
FEATURED BENEFITS
Visa® debit card
Visa® debit card
ATM Icon
Access your cash from any ATM†
Online and mobile platform makes banking easy
Bill Pay and Online Statements
$5
MONTHLY MAINTENANCE FEE
View Ways to Avoid Fees

Maintain a $100
minimum daily
balance

Terms of the Retail Account Agreement apply.
View Disclosures

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS

USE WHAT'S IN YOUR ACCOUNT | ANYWHERE VISA® IS ACCEPTED

Eagles FirstPay Prosper Checking
For loyal fans who know smart spending

Terms of the Retail Account Agreement apply. View disclosures.

For loyal fans who know smart spending
FEATURED BENEFITS
Kelly Green, plastic Eagles-branded debit card
Kelly green, plastic Eagles-branded debit card
20% Discount at Eagles online & in-stadium shop
Spend the money in your account anywhere Visa® is accepted
Online and mobile platform makes banking easy
Bill Pay and Online Statements
$5
MONTHLY MAINTENANCE FEE
View Ways to Avoid Fees

Maintain a $100
minimum daily
balance

Terms of the Retail Account Agreement apply. View disclosures.

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS

NO FEE ACCOUNT FOR STUDENTS | WITH VISA® DEBIT CARD

Student Checking
FirstPay Checking Debit Card
Everyday checking for students

Terms of the Retail Account Agreement apply.

View disclosures.

Everyday checking for students
FEATURED BENEFITS
Available for students ages 17-25
Available for students ages 17-25
Visa® debit card
Online and mobile platform makes banking easy
Bill Pay and Online Statements
ZERO
MAINTENANCE FEES

Terms of the Retail Account Agreement apply.

View disclosures.

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS
FirstPay Checking
Everyday checking account for what life brings

Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply.
View Disclosures

Everyday checking account for what life brings
FEATURED BENEFITS
Visa® debit card
Visa® debit card
ATM Icon
Access your cash from any ATM†
Online and mobile platform makes banking easy
Bill Pay and Online Statements
$10
MONTHLY MAINTENANCE FEE
View Ways to Avoid Fees

Maintain a $500
minimum daily
balance

or
Monthly direct
deposit

or
• 10 debit
transactions

or
5 online bill
payments

Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply.
View Disclosures

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS

35,000 BONUS REWARD POINTS | WHEN YOU SPEND $350 WITHIN 60 DAYS†

Eagles FirstPay Checking
Great everyday checking built for Eagles fans

Earn 35,000 bonus reward points when cardholder makes debit card purchases totaling $350 or more within 60 days of new account opening. Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply. View disclosures.

Great everyday checking built for Eagles fans
FEATURED BENEFITS
Kelly Green, plastic Eagles-branded Visa® debit card
Kelly green, plastic Eagles-branded Visa® debit card
20% Discount at Eagles online & in-stadium shop
Earn points: 1 Point for every $4 in purchases
Online and mobile platform makes banking easy
Bill Pay and Online Statements
$10
MONTHLY MAINTENANCE FEE
View Ways to Avoid Fees

Maintain a $500
minimum daily
balance

or
Monthly direct
deposit

or
• 10 debit
transactions

or
5 online bill
payments

Earn 35,000 bonus reward points when cardholder makes debit card purchases totaling $350 or more within 60 days of new account opening. Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply. View disclosures.

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS
FirstPay Premier Checking
Best-in-class checking account

Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply.
View Disclosures

Best-in-class checking account
FEATURED BENEFITS
Visa® debit card
Black Visa® debit card
ATM Icon
ATM rebates up to $12 per month†
Online and mobile platform makes banking easy
Free Checks
Free checks†
Earn from 0.05% to 0.10% APY†
$25
MONTHLY MAINTENANCE FEE
View Ways to Avoid Fees

• Maintain a $5,000 minimum combined deposit account balance

or

• $50,000 Consumer loan and line of credit balances

Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply.
View Disclosures

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS

50,000 BONUS REWARD POINTS | WHEN YOU SPEND $500 WITHIN 60 DAYS†

50,000 BONUS REWARD POINTS | WHEN YOU SPEND $500 WITHIN 60 DAYS†

Eagles FirstPay
Premier Checking
Perfect for fans who need more from their account

Earn 50,000 bonus reward points when cardholder makes debit card purchases totaling $500 or more within 60 days of new account opening. Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply. View disclosures.

Perfect for fans who need more from their account
FEATURED BENEFITS
Black, metal Eagles-branded debit card
Black, metal Eagles-branded Visa® debit card
20% Discount at Eagles online & in-stadium shop
Earn points: 1 Point for every $3 in purchases
Eagles-Check-Icon
Free Eagles-branded checks
ATM Symbol
ATM fee rebates up to $12 per month†
Earn from 0.05 to 0.10 APY†
$25
MONTHLY MAINTENANCE FEE
View Ways to Avoid Fees

• Maintain a $5,000 minimum combined deposit account balance

or

• $50,000 Consumer loan and line of credit balances

Earn 50,000 bonus reward points when cardholder makes debit card purchases totaling $500 or more within 60 days of new account opening. Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply. View disclosures.

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS
FirstPay Prosper Checking
Simplified account for smarter spending*

Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply.
View Disclosures

Simplified account for smarter spending*
FEATURED BENEFITS
Visa® debit card
Visa® debit card
ATM Icon
Access your cash from any ATM†
No checks and no overdraft fees or services
Online and mobile platform makes banking easy
Bill Pay and Online Statements
$5
MONTHLY MAINTENANCE FEE
View Ways to Avoid Fees

Maintain a $100
minimum daily
balance

Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply.
View Disclosures

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS
Eagles FirstPay
Prosper Checking
Simplified account for Eagles fans!*

Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply.
View disclosures.

Simplified account for Eagles fans!*
FEATURED BENEFITS
Kelly Green, plastic Eagles-branded debit card
Kelly green, plastic Eagles-branded Visa® debit card
20% Discount at Eagles online & in-stadium shop
No checks and no overdraft fees or services
Online and mobile platform makes banking easy
Bill Pay and Online Statements
$5
MONTHLY MAINTENANCE FEE
View Ways to Avoid Fees

Maintain a $100
minimum daily
balance

Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply.
View disclosures.

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS
Student Checking
FirstPay Checking Debit Card
No fee account for students

Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply.

View disclosures.

No fee account for students
FEATURED BENEFITS
Available for students ages 17-25
Available for students ages 17-25
Visa® debit card
Online and mobile platform makes banking easy
Bill Pay and Online Statements
ZERO
MAINTENANCE FEES

Terms of the Retail Account Agreement and the Visa Retail Debit Card and ATM Card Cardholder Agreement apply.

View disclosures.

EXPAND FOR DETAILS
COLLAPSE
COMPARE CARDS

PERSONAL CHECKING ACCOUNTS

Compare Accounts

FirstPay Debit Card
FirstPay℠
Checking Account
Apply Now
Philadelphia Eagles Debit Card
Eagles FirstPay℠
Checking Account
Apply Now
FirstPay Premier Debit Card
FirstPay℠ Premier
Checking Account
Apply Now
Eagles FirstPay℠ Premier
Checking Account
Apply Now
FirstPay Debit Card
Student
Checking Account
Apply Now
DEBIT CARD TYPE
Silver, plastic
debit card
Kelly Green, plastic
Eagles-branded
debit card
Black, plastic
debit card
Black, metal
Eagles-branded
debit card
Silver, plastic
debit card
EARNS INTEREST
No
No
Yes
Yes
No
ATM REBATES
No
Access any ATM - no charge from Firstrust Bank†
No
Access any ATM - no charge from Firstrust Bank†
Yes
(Up to $12/month)†
Yes
(Up to $12/month)†
No
Access any ATM - no charge from Firstrust Bank†
DAILY VISA® DEBIT CARD PURCHASE LIMIT
$3,000
$3,000
$5,000
$5,000
$3,000
DAILY ATM WITHDRAWAL LIMIT
$500
$500
$600
$600
$500
REWARDS
No
RedZone Rewards
point for every $4
No
RedZone Rewards
point for every $3
No
CHECKS
Available for
purchase
Available for
purchase
Free
Free
Available for
purchase
MONTHLY MAINTENANCE FEE
$10
Avoid monthly fee with one of the below criteria
$10
Avoid monthly fee with one of the below criteria
$25
Avoid monthly fee with one of the below criteria
$25
Avoid monthly fee with one of the below criteria
No monthly fee,
Available for students
ages 17-25
AVOID MONTHLY MAINTENANCE FEE
One of the following:
  • $500 Minimum daily balance
  • Monthly direct deposit
  • 10 Debit card transactions
  • 5 Online bill payments
One of the following:
  • $500 Minimum daily balance
  • Monthly direct deposit
  • 10 Debit card transactions
  • 5 Online bill payments
One of the following:
  • $5,000 in combined
    deposit accounts
  • $50,000 Consumer
    Loans or Lines of Credit
    Balances
One of the following:
  • $5,000 in combined
    deposit accounts
  • $50,000 Consumer
    Loans or Lines of Credit
    Balances
EXPAND FOR MORE FEATURES

PERSONAL CHECKING ACCOUNTS

Frequently Asked Questions

Can I use my phone to pay with my Firstrust debit card?

Yes, you can pay for purchases with a single tap of your mobile phone, fast and secure. Tap to pay with Visa® includes Apple Pay, Google Pay, and Samsung Pay.

Can I deposit checks using my phone?

Yes you can deposit checks quickly and easily from your mobile phone. Watch this short video on how to quickly deposit a check from your mobile phone.

Where can I see my checking account statements online?

To view statements online, sign in to online banking or download our app, and select Online Statements from the navigation menu. Select the account that you want to view statements for, then you will see updated statements for each account.


How do I sign up for online banking for my personal checking account?

You can open a Firstrust Bank personal checking account online or by visiting a branch location to open in person.


How can I open a Firstrust Bank personal checking account?

You can open a Firstrust Bank personal checking account online or by visiting a branch location to open in person.


What can a checking account do for me?

Checking accounts have several features that can help you manage your finances. Among these features are the ability to deposit and withdraw money, pay your bills, send and receive money through your phone or other electronic device, track your spending, and keep money secure.

How do debit cards work?

Your checking account may also come with a debit card, which may help to provide the convenience, security, and flexibility that you’re looking for. Debit cards let you take your account with you everywhere you go. With every transaction secure, you can pay for a purchase or get cash when and where you need it.

FIRSTRUST MOBILE BANKING APP 

Our mobile app for Apple iPhone® and Android™ devices makes banking easy and secure. View transactions, deposit checks, pay bills, and more.
View balances
Account alerts
Deposit checks
Move money
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DISCLOSURES:

New account bonus points will be paid to all eligible new Eagles FirstPaySM and Eagles FirstPaySM Premier checking accounts opened from 1/1/2024 to 2/28/2025.

New Eagles FirstPaySM checking customers can earn 35,000 bonus points. Eagles FirstPaySM customers will become eligible for the bonus points by making debit card purchases totaling $350 or more within 60 days of new account opening. Official Bonus Point Program Rules - FirstPaySM Debit Card

New Eagles FirstPaySM Premier checking customers can earn 50,000 bonus points. Eagles FirstPaySM Premier customers will become eligible for the bonus points by making debit card purchases totaling $500 or more within 60 days of new account opening. Official Bonus Point Program Rules - FirstPaySM Premier Debit Card

Limit 1 bonus reward points offer per household. Bonus points may be redeemed for gift cards, merchandise, or travel. Bonus will be provided 60 days after completion of the spend requirement. Points will not be earned for ATM or other cash withdrawals, for transferring funds, Bill Pay transactions, or for transactions using third-party money transmission service providers. Points can be redeemed through scorecardrewards.com. Reward points have no cash value. Other terms and conditions apply, see Program Rules for complete details. Offer can be withdrawn at any time without notice.

To qualify for a FirstPaySM checking account, new account must be opened with a minimum $25. The monthly maintenance fee is $10. To avoid the monthly maintenance fee, account is required to have one of the following each month: $500 minimum daily balance, monthly direct deposit, 10 debit card purchases or 5 online bill payments.

To qualify for a FirstPaySM Premier checking account new account must be opened with a minimum $25. The monthly maintenance fee is $25. To avoid the monthly maintenance fee, account is required to have one of the following: maintain $5,000 combined balance in deposits accounts or have $50,000 in consumer loan and line of credit balances.

To qualify for a FirstPaySM Prosper checking account, new account must be opened with a minimum $25. The monthly maintenance fee is $5. To avoid the monthly maintenance fee, account is required to have an $100 minimum daily balance.

Fees may reduce earnings.

Access your cash from any ATM: Other financial institutions and/or ATM operators may impose a fee for the use of their ATM.

Free checks: FirstPaySM Premier and Eagles FirstPaySM Premier receive free specialty gray single-ply wallet-style; 50% discount on other personal check styles.

Annual Percentage Yield: FirstPaySM Premier Checking receives an Annual Percentage Yield (APY) of 0.05% as of <today> for balances $0 to $24,999.99; 0.05% as of <today> for balances of $25,000-$49,999.99; 0.05% as of <today> for balances of $50,000-$99,999.99; for balances of $100,000.00 or more APY of 0.10% as of <today>. APY is subject to change at any time and without notice including after the account is opened. Fees may reduce earnings.

FirstPaySM Checking, Eagles FirstPaySM, FirstPaySM Prosper, and Eagles FirstPaySM Prosper Checking do not earn interest.

ATM rebates up to $12 per month: ATM rebates are available on the FirstPaySM Premier and Eagles FirstPaySM Premier accounts. Firstrust will refund up to $12 per statement cycle for fees to use other financial institutions' ATMs for checking account transactions.

Online banking features may be limited or different for every customer based on their account type and/or other factors. Minimum system requirements must be met to access online banking.

Apple iPhone and App Store are registered trademarks of Apple Inc. Android and Google Play are trademarks of Google LLC. Mobile banking requires you to download the mobile banking app and is only available for select mobile devices and operating systems. Message and data rates may apply.

Retail Account Agreement, Funds Availability, & Electronic Funds Transfer (EFT) Disclosure

Retail Banking Fee Schedule

Truth in Savings Disclosure

Visa® Retail Debit Card and ATM Card Cardholder Agreement and Disclosure Statement

Overdraft Privilege Disclosure

* FirstPaySM Prosper is a Bank On certified account which means it is a transactional account that meets the Cities for Financial Empowerment Fund’s National Account Standards. FirstPay Prosper (“Prosper”) accounts are “digital” or “checkless” accounts which are not eligible for Overdraft Protection or Overdraft Privilege. Firstrust Bank’s Overdraft Privilege and other overdraft practices as described in this disclosure do not apply to FirstPay Prosper Accounts. Items presented against non-sufficient funds in Prosper accounts will be returned unpaid. However, in certain situations you could still end up with an overdraft and a negative balance in your Prosper account. If, for example, a transaction is approved for one amount, but then the actual charge is more than what you have in your account (like when you add a tip at a restaurant after the transaction for the meal was already approved). In the event your account does become overdrawn your Prosper account will not be charged a non-sufficient funds fee. In such an event you will need to make deposits to return your Prosper account to a positive balance within 30 days. If this is not done your Prosper account may be closed.