DISCLOSURES:

Home Equity loans and lines of credit are offered by Firstrust Bank NMLS #424205.

Firstrust National Mortgage Licensing Service (NMLS) Representatives.

This Home Equity Line of Credit (“HELOC”) loan-to-value calculator will display data and results based on information you provide, not on loan amounts or rates available from Firstrust Bank. Your receipt of results from this calculator does not mean you have been pre-qualified or pre-approved for any product or service that Firstrust Bank offers. This is not a commitment to lend; you must submit additional information for review and approval. HELOC’s are secured by an interest in your real estate and require property insurance. Title insurance is required on HELOC”s over $400,000. The maximum line of credit available is $500,000. Monthly payments are required on a line of credit whenever there is a balance. The maximum loan-to-value ratio is 80%. HELOC terms, including Annual Percentage Rates (“APR’s”) offered by Firstrust Bank, are subject to change at any time and without notice.